Traditional Program

Fair and simple pricing.

Built for storefront

VizyPay offers a low merchant rate, with fixed margins of 0.35% and $0.10 per transaction above Interchange for storefront payment processing costs. Plus, no long-term contracts! Before signing up, we’ll run a complimentary cost analysis against your current provider to ensure you’re getting the lowest possible and best rate for accepting credit cards. Since we only operate on the Interchange-plus pricing model, you always get the lowest rates, and our margins are clearly spelled out.

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Fast Deposits

When processing with VizyPay you can expect your money in your account as soon as the next day.

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Top-Rated Support

When you have a question, you shouldn’t have to wait. Our top rated support team is standing by to speak with you in 30 seconds or less.

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No Long-Term Commitments

We want to earn your business each and every day, which is why we don’t believe in contracts.

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Transparency

We pride ourselves in our honesty and transparency. No annual fees, monthly minimums, or hidden fees when you process with VizyPay.

FAQ

What is the Traditional Program?

Interchange-plus pricing works by adding a constant, flat margin on top of interchange. We ensure our traditional program is simple, transparent, and fair by capping our margins at 0.55% and $0.15 per transaction above interchange – meaning you’ll know exactly how much money was paid to the card-issuing banks, how much went to the card associations, and how much went to VizyPay.

Who is this program right for?

The Traditional Program is perfect for businesses that don’t want to incorporate any processing fees into their menu pricing, but are still looking to save money and operate on a transparent, simple program at their business.

How is our Traditional Program different?

VizyPay’s traditional program gives business owners direct access to wholesale pricing + a flat fee and capped margins. This allows your business peace of mind knowing you’re paying exactly what card providers charge for the cost of acceptance.

I want to save 100% on my business’s cost to accept cards. Can this program help me do that?

If your business is looking to offset 100% of processing fees, then VizyPay’s Cash Discount program might be a better fit for your payment needs. Check it out here.

We believe in full disclosure. Period.

Pricing per Occurrence

Costs

VizyPay's Cost

Monthly Costs

$15/month

Interchange + Margins

0.35% + $0.10/authorization

Interchange Costs

Passed-through at cost

Card Assessment Costs

Passed-through at cost

AVS Cost (for keyed sales)

$0.05/transaction

Batch Cost

$0.10/batch

Retrieval Cost

$25/instance

Chargeback Cost

$25/instance

Voice Authorization Cost

$2.00/instance

Closure Cost

$50.00/location

Pin Debit Costs (if applicable)

Passed-through at cost ($48/year)

ACH Reject Cost

$30/instance

Wireless Service Cost (if applicable)

$17/month

Clover Go Mobile (if applicable)

$10/month

PCI Non Compliance (if applicable)

$19.95/month

Let's get you processing

Quick setup. No long term contracts.