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Our Hybrid Credit Card Processing Program

Save 40-60% on your processing costs.

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Accept Credit Cards

When customers pay with a credit card, they also cover the fee. At the time of purchase, VizyPay informs the customer of the fee amount, and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale.

Accept Debit Cards

Customers that choose to pay with a debit card/cash, pay no fee. Merchant is responsible for swiped debit transactions at cost of 1% + $0.25 per transaction (no service fee added). VizyPay provides a terminal that can determine the card type and won’t apply a fee to debit cards.

Credit Cards

You Pay0%

Customer Pays4%

Debit Cards

You Pay1%+$0.25*

Customer Pays0%

*Your business's cost on consumer debit cards is 1% + $0.25. Mid Qualified cards 2.50% and Non Qualified cards 3.50%. Key-entered debit transactions on the VizyPay Terminal do not qualify for the 1% + $0.25 rate and will fall into mid or non qualified rates.

Hybrid Savings Calculator

Monthly Credit Card Volume


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$0 $500,000

Savings based on our hybrid program

Potential Savings

This is an estimate based on the information provided (Based on 3% effective rate and 50% of volume for debit, savings based on credit card sales). Per Occurrence fees will still apply. Learn More

Simple Pricing. Simple Decisions.

No leasing required

The Hybrid Program is compatible with 1000's of POS systems. You also may be eligible for the free terminal program.

Top-Rated Support

When you have a question, you shouldn't have to wait. Our top-rated support team is standing by to speak with you in 30 seconds or less.

No Long-Term Commitments

We want to earn your business each and every day, which is why we don't believe in contracts.

Transparency is Our Policy

We pride ourselves in our honesty and transparency. No annual fees, monthly minimums, or hidden fees when you process with VizyPay.

Let's Get You Processing

Quick setup. No long term contracts.

We believe in full disclosure.
Period.